Buying
Buying a home is an important decision, let us help you make the right one. When thinking about purchasing a home, you are faced with a multitude of choices! The ultimate question is whether you are actually prepared to buy a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Once you have concluded that you are ready to move forward, the rewards are unquestionable.
We will make the process of obtaining a home easier, more enjoyable, less time-consuming, and less expensive. We will prepare you so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications and help you through the myriad of details surrounding the actual purchase.
We make sure our agents are always familiar with the current homes on the market and are knowledgable about the neighborhood values. This aids us in determining which properties are fairly-priced and in good condition for your before you start viewing your potential new homes.
Your First Step
Your first step to purchasing a home is to hire Phoenician Properties Realty. We will sit down with you and ask you the important question of why you want to get a home: To stop paying rent? To start building equity? To have a place of your own? To raise a family? To move up to a bigger house? To have as an investment? Next, list what kind of things you would like your new home to have and what area you would like to live in. Be specific. Separate the "must haves" from the "wants."
Think about home styles (single family, condo or duplex). How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider the size of the property. Do you want a newer home, or maybe an older one to fix up? Consider how long you expect to live in this particular home.
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new with an HOA); a particular school zone; nearby recreational facilities; and other community services (transportation, freeways, day care, library, stores, entertainment). Ask yourself how many minutes you and your family are willing to commute each day to the places you frequent.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above items with us, your next step in the process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. We work closely with our in-house lenders to provide you the best loan available.
Call us and we will put you in touch with a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
We Will Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, we can assist you in deciding which properties fit your needs by using the (MLS) Multiple Listing Service and other professional tools to locate them.
We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search these listings here on our website.
We Will Help You Every Step Of The Way
We will be at your side throughout the entire transaction from beginning to end. Whether it's completing your financing, negotiating your contract, setting up your inspections, or closing on the transaction we are there. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful. We don't want your home to own you, we want you to own your home.
